Health Insurance Exchange
Special Open Enrollment Period is from
February 15-May 15, 2021
What is The Health Insurance Exchange (H.I.E.)?
As part of national health care reform, almost all Americans are required to have health insurance as of Jan. 1, 2014 or risk a tax penalty. The goal is to make coverage more accessible and affordable for those who do not currently have health insurance or have limited coverage.
Individuals and families may either qualify for private insurance coverage available through health insurance exchanges or for state-sponsored Medicaid coverage.
The health exchanges are set up by individual states and the federal government to provide a competitive marketplace in which consumers can quickly compare and purchase various insurance plans that offer approved credible coverage.
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What is a Subsidy?
In addition to viewing plan options, individuals can apply for subsidies which can help pay for a portion of their plan’s monthly premium. These subsidies can be applied on a monthly basis or when filing taxes and are based on an individuals’/families’ income, size and other factors.
When can I enroll?
Although the enrollment window is currently closed many people still have the opportunity to find insurance through a Special Enrollment Period.
How Can I Qualify for a Special Enrollment Period?
A Change in family status (marriage, divorce, birth, death, adoption)
Loss of Employer Coverage
Move In/Out of State
Change In Income/Job Loss/Job Gain
Distinguished Choice Can Help!
Compare plans and get quotes to help you find the “Best Fit”
Help determine if you qualify for a subsidy
Help through the enrollment process