Tel: (575) 313-3625

Calling the number above will direct you to a licensed sales agent.

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About Us

"Our Experience, Your Advantage"

Distinguished Choice Insurance Solutions is a New Mexico based agency that specializes in Medicare coverages as well as Individual and Group health insurance.


Our goal is to understand each client's individual needs and offer sound solutions with the highest level of customer service. 


With over 40 years of combined experience, our knowledge, expertise, and commitment to service allow us to provide each client with one of a kind experience. Our staff takes great pride in helping those when they need it the most!

Our team will provide you with the best solution!

Ariel Fragoso

Ariel has dedicated nearly a decade of her life to guiding and supporting clients through their toughest Medicare and health insurance decisions. Driven by a desire to make a difference, she genuinely enjoys helping others. Having witnessed first hand how insurance impacts her clients’ lives, she places special emphasis on ensuring they are able to receive and maintain proper coverage through all stages of life.

Being a New Mexico native has allowed Ariel to be an exceptional resource. She was born and raised in Silver City, NM and has now spent over 15 years calling Las Cruces, NM her home. Holding a Bachelors of Science in Family and Consumer Sciences from New Mexico State University, Ariel understands that the key to success lies in education. She strives to stay informed so that she can not only meet but exceed clients’ expectations. 

Jessica Hawkins

Jessica is entering her fourth year as a broker. She is a top agent with many clients trusting in her to find a plan that best fits their needs. Jessica is a native New Mexican having been born and raised in Dona Ana County and is very familiar with the unique needs and various resources in this area. She graduated from NMSU in 2005 with a Bachelors in Public Health. After graduating she began working in the public sector for Dona Ana County Health and Human Services Dept. For over eight years she continued her tenure there in several roles which were all dedicated to serving the residents of Dona Ana County. Jessica continues to bring her community driven passion to her clients. She enjoys serving them not only as a broker but a community resource as well.

Heidi Moccia

Heidi strives to help clients to understand and obtain their best small business group health and Medicare options. Her range of experience in the healthcare and health and wellness industries over the last 20 years allows Heidi to uniquely identify resources for her clients. Heidi received a Bachelor of Business Administration in Finance/Economics from the University of Massachusetts and a Master of Education in Physical Education/Exercise Science from Texas State University. She played and coached soccer collegiately and played abroad and still plays for fun in the local adult soccer leagues. Las Cruces has been home to Heidi and her family since 2015 when they came to New Mexico when her husband's job led him back to work at his alma mater, New Mexico State University. She has been a licensed insurance broker since 2017.

Palmira Pacheco

Pam is a New Mexico native, born and raised in Luna County.  She graduated from New Mexico State University in 2004 with a Business Management Degree.   After NMSU she worked 8 years in real estate, appraisal and 4 years in the corporate world not feeling like she fit in. She became a licensed broker in 2014 and has found a love for providing guidance and help to those in need while continuing to be involved in the community.

Janet Torres

Janet was born and raised in Dona Ana County. She graduated New Mexico State University in 2012 with a Bachelors of Science degree in Family and Consumer Sciences. Janet has worked in customer service for over fourteen years with over four years of management experience. She became a licensed broker in 2015 and has a strong desire to help others gain access to great benefits and resources to help enrich their lives. "Helping others is something I have always enjoyed doing and helping people with their insurance needs is a way I can give back by helping my communities and surrounding areas."

Frank Moreno

Frank is passionate about working with and helping people have the right sized Medicare or health insurance protection.  Developing trust through getting to personally know clients as well as providing excellent customer service is important to me. Frank is a Las Cruces native living in the Mesilla Valley for over 53 years. He holds a Bachelor’s degree in Business administration, a Minor In Government and is a certified Financial Services Agent. Frank loves to read, he believes that a person has to continually grow and develop to be able to effectively help others. For fun he loves to run, read and go on family vacations with his wife and 2 sons.

Reggie Ellis

Reggie is a professional who believes in building valuable
friendships, always having a student mentality and winning, all
while having fun. He was a former student-athlete at the University
of New Mexico. Achieving his goals and helping others along the
way is how he is successful. Teamwork makes the dream work! "As
a Health Insurance Advisor, my main focus is to always educate my
clients and lead them in the direction that fit their needs."